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Ayushman Bharat Health Account will boost digital healthcare: Dr Malti Jaswal

DTMT Network

Ayushman Bharat Digital Mission (ABDM) aims to develop the backbone necessary to support the integrated digital health infrastructure of the country, Dr Malti Jaswal, Senior Consultant, World Bank and Advisor with India’s National Health Authority said while speaking at the “Conference on Health Insurance 2042- Let us Plan for Ambitious Target for 2042’, organised by the PHD Chamber of Commerce and Industry.

Dr Jaswal, stated, ABDM plans to create a healthcare infrastructure that will bridge the existing gap amongst different stakeholders of the healthcare ecosystem through digital highways.

Touching upon the objectives of ABDM, she said that a health id for all Indian citizens-ABHA (Ayushman Bharat Health Account) which would be helpful to maintain personal health records digitally and easy to access.

Dr Jaswal further said that distribution and affordability are two keywords to get a large number of people insured.

She elaborated that it is impossible to reach out to them in smaller numbers, hence a concept of the group should be brought in. It can be professional affinity, local affinity, staff affinity, etc. We should insure them in large numbers, not small, she said.

Mr Pradeep Multani, President, PHDCCI, stated that the health insurance sector has undergone a lot of change in the last two years of the pandemic with people realising its importance.

Mr Multani explained that the Ayushman Bharat Scheme has managed to cover the bottom 50 percent of the population and almost 20 percent of the population is covered through various other voluntary schemes. The remaining 30 percent or the missing middle is what the government must look at now.

According to Mr Multani, the Health Insurance sector in India is expected to grow at a rate of 10.1 percent in the years between 2021 and 2027. He explained that there is a need to develop customised products as one product may not be suitable to take care of the needs of all the people concerned.

Mr S K Sethi, Co-Chair, Banking, Financial Services and Insurance (BFSI) Committee, PHDCCI & Founder & CEO, Insurance Foundation of India, stated that the health insurance segment which started in the year 1985 got a boost in the year 2001 with the opening of the sector for external players.

He informed that from Rs 690 crore in the year 2001, the sector has grown to Rs 73,300 crores in the year 2022 crore, a growth of around 106 times.

Speaking at the event, Mr Sethi stated that block chain technology would help in eliminating the frauds taking place in insurance sectors to a great extent.


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