21January2017

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Mosquito bite death is accident, pay insurance, says court

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DTMT Network

In a landmark order, the National Consumer Disputes Redressal Commission has held that death due to mosquito bite is also an accident and the insurance company has to pay the insurance claim.

Pronouncing the order, Justice V K Jain said that an accident occurs suddenly and there is no planning behind it. With a mosquito bite too, it occurs suddenly and no one knows that it will lead to malaria and death.

The order came on a petition by Mousami Bhattacharya of Kolkata, whose husband Debashish died due to malaria resultant from a mosquito bite, but her claim was turned down by the Bank of Baroda from which Debashish had taken a policy to cover his housing loan.

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