Healthcare Affordability Fears Surge as New State Rankings Reveal Deep Inequalities in the U.S.
Nearly half of American people (47%) are concerned that they will be unable to pay for basic healthcare next year. This is the greatest level of concern observed since West Health and Gallup started tracking the metric in 2021. According to recent national research, Americans are fighting an increasingly difficult struggle on two fronts: their health and their wallets.
The West Health-Gallup Centre for Healthcare in America has released its first major report, State of the States 2025: Insights on Healthcare in America. The survey, which draws on responses from almost 20,000 adults in all 50 states and Washington, D.C., provides one of the most thorough portraits ever of how Americans perceive healthcare. Its core message is clear: "Every state, regardless of ranking, has a responsibility to strengthen healthcare delivery."
One in every five Americans, a record high, claim they or a family member had been unable to pay for prescription medications in the past three months. For many people, even regular procedures have become too expensive. When researchers enquired about missed medical care owing to cost, 30% of Americans stated that a household member had avoided treatment.
The survey rates Indian states based on three pillars: cost, quality, and access, all of which influence how people experience healthcare in real life. Cost indicates whether average families can afford medications, testing, and treatment without going into debt. Quality assesses how well doctors and health staff care for patients, including whether they provide comprehensive counsel, explain essential testing, and proactively advise on lifestyle changes that can help prevent sickness in the long run. Access assesses how readily people can access healthcare when they need it – if clinics are close by, waiting times are appropriate, and the system is straightforward enough for patients to know where to go without misunderstanding. Together, these three indicators reflect not only how a state's healthcare system works on paper but also how well it serves its citizens.
The latest analysis of state-by-state health system performance finds a significant disparity in the quality and affordability of care throughout the United States. At the top of the scale, Iowa and Massachusetts stand out for providing reasonably priced, high-quality, and easily accessible medical care. In stark contrast, states such as Alaska, Arkansas, and Texas routinely rank among the bottom performers in nearly every statistic examined.
The disparities are remarkable. In Mississippi, for example, 36% of adults reported being unable to pay for their medicines, nearly tripling the percentage in Iowa, where only 12% battled with pharmaceutical expenses. A similar pattern arises in care utilisation: although just 18% of people in Massachusetts reported skipping medical care due to cost, the figure increased to 46% in Mississippi, indicating severe economic and structural impediments.
Even in normal care, discrepancies exist. Proactiveness among providers, as evaluated by whether patients obtained all suggested tests, reached an astounding 78% in Massachusetts and Rhode Island. However, this percentage dropped to 59% in Oregon and Wyoming, demonstrating how inconsistent clinical follow-through may be among states.
Access issues persist nationwide, although they vary greatly. Long wait times emerged as the most common obstacle, with 72% of Vermont residents experiencing delays, compared to 46% in Nebraska, where wait times were much lower.
These metrics, taken together, present a picture of a profoundly fragmented healthcare system in which a patient's access to timely, cheap, and high-quality care can be strongly influenced by the state where they live.
Americans rated their healthcare systems poorly. The country received a C overall, with access and quality receiving only a C+ and cost dropping to a concerning D+. No state earned an A in any category.
Even people in the top ten states expressed dissatisfaction: one in every four avoided recommended care due to cost, and more than 20% struggled to get basic services.
The analysis comes after a recent federal government shutdown that was fuelled in part by healthcare policy disagreements, illustrating how volatile national healthcare decisions can be. With medical debt on the rise and households losing hundreds or thousands of dollars each year due to out-of-pocket expenses, researchers warn that affordability is now the most serious threat to Americans' health.
As the United States faces inconsistent treatment, growing prices, and persisting disparities, the West Health-Gallup Centre claims its state-level insights provide "a roadmap for meaningful improvements nationwide."
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